Munchly — Building an employee-Centered Lunch Benefit Platform
Munchly is an early-stage venture exploring how employee meal benefits can be redesigned to better serve modern work environments. Traditional benefit systems are often rigid, difficult to manage, and poorly aligned with how people actually work and spend.
Munchly approaches this problem as a system design challenge, balancing employee choice, employer constraints, and partner sustainability to create a more flexible, human-centered benefit experience.

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munchly_Azerbaijan.pdf

How It Started
From Observation to Idea
The idea for Munchly emerged through conversations with employees, HR teams, and small business partners. Repeatedly, the same issues surfaced: limited flexibility for users, administrative complexity for companies, and cash flow challenges for partners.
Rather than treating these as isolated problems, I approached them as parts of a larger system that had not been designed with all stakeholders in mind. This framing became the foundation for Munchly.

My Role & Contributions
As a co-founder, I worked across research, product discovery, and early-stage venture development. My focus was on turning ambiguity into structure and insight into actionable direction.
  • Conducted and supported user research with employees, HR professionals, and partners to validate core assumptions
  • Structured the problem space and helped define Munchly’s value proposition
  • Contributed to product discovery, customer journey design, and MVP direction
  • Prepared and delivered pitches to accelerators, partners, and juries
  • Supported fundraising efforts, contributing to securing $10,000 in early funding
  • Represented the venture at international demo days and entrepreneurship programs
Recognition & Milestones
Adobe Kickbox Intrapreneurship Program

Selected for PASHA Holding’s Adobe Kickbox program, where we validated Munchly through structured user interviews and experimentation. Successful completion of the RedBox phase led to $10,000 in pre-seed funding, supported by PASHA Group assets, Kapital Bank, and PASHA Pay.
EmpowerMe Youth Entrepreneurship Bootcamp

Participated in a 6-month entrepreneurship program organized by the Starbucks Foundation, Alshaya Group, and Habitat Association. Munchly advanced through both incubation and acceleration phases and was selected as 1 of 8 finalists from 200+ teams across Azerbaijan, Türkiye, and Kazakhstan, pitching at the international Demo Day in Istanbul.
TEKNOFEST Istanbul 2025 — FinTech

At TEKNOFEST, one of Europe’s largest technology and innovation festivals, our sub-project PerkPay was awarded 2nd Place in the FinTech category, selected from 200+ competing teams. The project later informed Munchly’s fintech-driven product direction.

What This Experience Taught Me
Building Munchly reinforced that design is not only about interfaces, but about systems, trade-offs, and real constraints. I learned how to navigate uncertainty, align diverse stakeholder interests, and make decisions with incomplete information.
The experience strengthened my ability to think structurally, communicate clearly, and balance human needs with operational and business realities.
Looking Ahead
What’s Next
Munchly continues to serve as a learning platform for me to explore human-centered system design at scale. Moving forward, I want to deepen my understanding of how incentives, behavior, and organizational structures interact—and how thoughtful design can improve everyday experiences within complex systems.

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Munchly has momentum. But momentum without strategic depth is just motion. My next step is to immerse myself in an environment where I can pressure-test my assumptions, learn from world-class mentors, and prepare Munchly for scale.
I'm not looking to explore. I'm ready to build something extraordinary. — Ilaha Hajiyeva
Perkpay
PerkPay is an award-winning fintech concept developed for TEKNOFEST 2025, where it received 2nd Place in the FinTech category among 200+ competing teams at one of Europe’s largest technology and innovation festivals.
PerkPay is an AI-powered employee benefits platform that analyzes employees’ historical spending patterns to segment users based on real needs and predict future behavior. The platform enables companies to design smarter, data-driven perk strategies by optimizing employee satisfaction, fairness, and benefit budgets, while giving employees full freedom to spend their benefits anywhere through a Visa/Mastercard-based digital card. By replacing rigid benefit catalogs with behavior-informed and flexible spending, PerkPay reframes employee benefits as a personalized, human-centered experience.
This achievement served as early validation for my startup Munchly. PerkPay is not only a competition project—it is a core feature planned for Munchly’s next development phase, where fintech-driven perks will be embedded directly into everyday consumption to improve retention, engagement, and long-term user value.
Key focus:
Human-centered benefit design, fairness in incentives, and data-informed decision-making within complex systems.
Customer Journey and Experience Optimization
AZAL Miles
Planned and executed the AZAL Miles Black Friday campaign, designing targeted promotions, coordinating cross-team efforts, and analyzing performance to drive member engagement and increase loyalty program participation.

This experience reflects my interest in customer-centered systems and how thoughtful improvements can meaningfully change user experience.
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